Life Insurance & Protection
When thinking about the worst that can happen in life, we’re probably all guilty at some point in our lives of thinking ‘it’ll never happen to me’. Yet, we probably also know of someone near to us who has suffered the very loss or illness that we’ve previously thought about, but so far been lucky enough to escape it from becoming a personal experience.
But life happens and unfortunately the worst does happen sometimes. Therefore, making sure that that your family and loved ones are financially secure in the event of serious ill health or death is an important consideration. It’s a decision that can easily be put off, but one that can give you peace of mind that your family will be looked after should the worst ever happen.
Integrated protection planning
Essentially, you can insure your income, your health, and your life. If you’re taking your future financial plans seriously, then having adequate protection in place to cover unplanned life events is a fundamental basis from which to begin.
As with any future plans in place, it’s also important to remember to review your circumstances against your existing cover arrangements to ensure these are still appropriate and that any proceeds will go to those who you intend it to go to. We look to help you navigate the various options available and then continue to understand your financial needs as and when circumstances change.
Find out more… Call us on 01823 475222 or email us today.
Protection plans that have no investment link have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
I was speaking at a business event recently and I asked the group this simple question: Do you know when your State Pension age is?
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